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docs(budget): say what settled_at does when it is left out
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@@ -92,7 +92,7 @@ Costs works out the minimum number of transfers needed to settle all debts (usin
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Balances are always netted in the **trip currency** and converted to your display currency once, at the end — so they stay stable even when the trip mixes currencies.
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A recorded payment carries **its own currency** too: settling a rouble debt with a euro transfer is normal, so the payment modal has a currency picker, and its rate is frozen when you record it. A payment made in another currency shows both amounts in the ledger (`$30.00 → 27,00 €`).
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A recorded payment carries **its own currency** too: settling a rouble debt with a euro transfer is normal, so the payment modal has a currency picker, and its rate is frozen when you record it. A payment made in another currency shows both amounts in the ledger (`$30.00 → 27,00 €`). A payment also carries the day it happened, editable like an expense's date, so a transfer you only get round to recording three days later still lands on the right day; payments recorded before this field existed stay on the day they were recorded.
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