fix: repair test suite after SWR offline-read changes

Add navigator.onLine guard to SWR refresh IIFEs so background
network calls don't fire in offline mode (prevents fake-IDB leakage
in tests via MSW default handlers).

Fix IDB isolation in affected test files by flushing pending macro
tasks then clearing IDB tables in beforeEach, so stale IDB writes
from previous tests' background IIFEs don't bleed into the next test.

Restore loadBudgetItems and refreshPlaces to apply background refresh
results to store state.

Move tags/categories API calls before the main Promise.all in
loadTrip so MSW handlers resolve during the await window.

client/tests/unit/tripStore.test.ts

@@ -4,6 +4,7 @@ import { useTripStore } from '../../src/store/tripStore';
 import { resetAllStores } from '../helpers/store';
 import { buildTrip, buildDay, buildPlace, buildPackingItem, buildTodoItem, buildTag, buildCategory, buildAssignment, buildDayNote } from '../helpers/factories';
 import { server } from '../helpers/msw/server';
+import { offlineDb } from '../../src/db/offlineDb';
 
 vi.mock('../../src/api/websocket', () => ({
   connect: vi.fn(),
@@ -17,7 +18,11 @@ vi.mock('../../src/api/websocket', () => ({
   setPreReconnectHook: vi.fn(),
 }));
 
-beforeEach(() => {
+beforeEach(async () => {
+  // Flush pending macro tasks so any in-flight repo IIFEs from the previous test
+  // finish writing to IDB before we wipe it (prevents stale IDB data in next test).
+  await new Promise<void>(resolve => setTimeout(resolve, 0));
+  await Promise.all(offlineDb.tables.map(t => t.clear()));
   resetAllStores();
 });
 
@@ -75,6 +80,10 @@ describe('tripStore', () => {
       const tag = buildTag();
       const category = buildCategory();
 
+      // Seed IDB so tags/categories are available for the immediate IDB read in loadTrip
+      await offlineDb.tags.put(tag);
+      await offlineDb.categories.put(category);
+
       server.use(
         http.get('/api/trips/1', () => HttpResponse.json({ trip })),
         http.get('/api/trips/1/days', () => HttpResponse.json({ days: [] })),