diff --git a/client/src/pages/DashboardPage.test.tsx b/client/src/pages/DashboardPage.test.tsx
index 74f278c3..535c1997 100644
--- a/client/src/pages/DashboardPage.test.tsx
+++ b/client/src/pages/DashboardPage.test.tsx
@@ -874,4 +874,32 @@ describe('DashboardPage', () => {
       expect(screen.getByText(/my trips/i)).toBeInTheDocument();
     });
   });
+
+  describe('FE-PAGE-DASH-034: dashboard widgets persist to settings, not localStorage (#1311)', () => {
+    it('reads the timezone widget zones from the settings store', async () => {
+      // A zone that is NOT in the hardcoded default ([home, London, Tokyo]) — its presence
+      // proves the widget reads the stored preference rather than the old localStorage default.
+      seedStore(useSettingsStore, { settings: buildSettings({ dashboard_timezones: ['America/New_York'] }), isLoaded: true });
+      render(<DashboardPage />);
+      await waitFor(() => expect(screen.getByRole('button', { name: /add timezone/i })).toBeInTheDocument());
+      expect(screen.getByText('New York')).toBeInTheDocument();
+    });
+
+    it('migrates the pre-3.1.3 localStorage prefs into settings and clears the legacy keys', async () => {
+      localStorage.setItem('trek_fx_from', 'CAD');
+      localStorage.setItem('trek_fx_to', 'CHF');
+      localStorage.setItem('trek_dashboard_tz', JSON.stringify(['America/New_York']));
+      seedStore(useSettingsStore, { settings: buildSettings(), isLoaded: true });
+      render(<DashboardPage />);
+      // The one-time migration runs on mount (settings already loaded) and removes the keys.
+      await waitFor(() => {
+        expect(localStorage.getItem('trek_fx_from')).toBeNull();
+        expect(localStorage.getItem('trek_dashboard_tz')).toBeNull();
+      });
+      const s = useSettingsStore.getState().settings;
+      expect(s.dashboard_fx_from).toBe('CAD');
+      expect(s.dashboard_fx_to).toBe('CHF');
+      expect(s.dashboard_timezones).toEqual(['America/New_York']);
+    });
+  });
 });
diff --git a/client/src/pages/DashboardPage.tsx b/client/src/pages/DashboardPage.tsx
index 353a847a..62f95353 100644
--- a/client/src/pages/DashboardPage.tsx
+++ b/client/src/pages/DashboardPage.tsx
@@ -491,8 +491,12 @@ const FX_FALLBACK = ['EUR', 'USD', 'GBP', 'CHF', 'JPY', 'CAD', 'AUD', 'CNY', 'SE
 
 function CurrencyTool(): React.ReactElement {
   const { t } = useTranslation()
-  const [from, setFrom] = useState(() => localStorage.getItem('trek_fx_from') || 'EUR')
-  const [to, setTo] = useState(() => localStorage.getItem('trek_fx_to') || 'USD')
+  const isLoaded = useSettingsStore(s => s.isLoaded)
+  const updateSetting = useSettingsStore(s => s.updateSetting)
+  const from = useSettingsStore(s => s.settings.dashboard_fx_from) || 'EUR'
+  const to = useSettingsStore(s => s.settings.dashboard_fx_to) || 'USD'
+  const setFrom = (v: string) => { updateSetting('dashboard_fx_from', v).catch(() => {}) }
+  const setTo = (v: string) => { updateSetting('dashboard_fx_to', v).catch(() => {}) }
   const [amount, setAmount] = useState('100')
   const [rates, setRates] = useState<Record<string, number> | null>(null)
 
@@ -510,7 +514,18 @@ function CurrencyTool(): React.ReactElement {
   }, [from])
 
   useEffect(() => { fetchRate() }, [fetchRate])
-  useEffect(() => { localStorage.setItem('trek_fx_from', from); localStorage.setItem('trek_fx_to', to) }, [from, to])
+  // One-time migration of the pre-3.1.3 localStorage values into the user's settings,
+  // so a (docker) upgrade no longer resets the widget (#1311).
+  useEffect(() => {
+    if (!isLoaded) return
+    const lf = localStorage.getItem('trek_fx_from')
+    const lt = localStorage.getItem('trek_fx_to')
+    if (!lf && !lt) return
+    if (lf) updateSetting('dashboard_fx_from', lf).catch(() => {})
+    if (lt) updateSetting('dashboard_fx_to', lt).catch(() => {})
+    localStorage.removeItem('trek_fx_from')
+    localStorage.removeItem('trek_fx_to')
+  }, [isLoaded, updateSetting])
 
   const currencies = rates ? Object.keys(rates).sort() : FX_FALLBACK
   const ccyOptions = currencies.map(c => ({ value: c, label: c }))
@@ -565,13 +580,12 @@ function TimezoneTool({ locale }: { locale: string }): React.ReactElement {
   const { t } = useTranslation()
   const home = Intl.DateTimeFormat().resolvedOptions().timeZone
   const [now, setNow] = useState(() => new Date())
-  const [zones, setZones] = useState<string[]>(() => {
-    try {
-      const raw = localStorage.getItem('trek_dashboard_tz')
-      if (raw) return JSON.parse(raw)
-    } catch { /* ignore malformed storage */ }
-    return [home, ...DEFAULT_ZONES]
-  })
+  const isLoaded = useSettingsStore(s => s.isLoaded)
+  const updateSetting = useSettingsStore(s => s.updateSetting)
+  const stored = useSettingsStore(s => s.settings.dashboard_timezones)
+  // Unset (never chosen) falls back to home + defaults; an explicit list is honoured.
+  const zones = stored ?? [home, ...DEFAULT_ZONES]
+  const setZones = (next: string[]) => { updateSetting('dashboard_timezones', next).catch(() => {}) }
   const [adding, setAdding] = useState(false)
 
   // A minute's resolution is plenty for clocks and keeps re-renders cheap.
@@ -580,7 +594,18 @@ function TimezoneTool({ locale }: { locale: string }): React.ReactElement {
     return () => clearInterval(id)
   }, [])
 
-  useEffect(() => { localStorage.setItem('trek_dashboard_tz', JSON.stringify(zones)) }, [zones])
+  // One-time migration of the pre-3.1.3 localStorage value into the user's settings,
+  // so a (docker) upgrade no longer resets the widget (#1311).
+  useEffect(() => {
+    if (!isLoaded) return
+    const raw = localStorage.getItem('trek_dashboard_tz')
+    if (!raw) return
+    try {
+      const parsed = JSON.parse(raw)
+      if (Array.isArray(parsed)) updateSetting('dashboard_timezones', parsed).catch(() => {})
+    } catch { /* ignore malformed storage */ }
+    localStorage.removeItem('trek_dashboard_tz')
+  }, [isLoaded, updateSetting])
 
   const allZones = React.useMemo<string[]>(() => {
     const supported = (Intl as unknown as { supportedValuesOf?: (k: string) => string[] }).supportedValuesOf
@@ -591,8 +616,8 @@ function TimezoneTool({ locale }: { locale: string }): React.ReactElement {
     .filter(z => !zones.includes(z))
     .map(z => ({ value: z, label: z.replace(/_/g, ' '), searchLabel: z }))
 
-  const addZone = (tz: string) => { if (tz) setZones(prev => prev.includes(tz) ? prev : [...prev, tz]); setAdding(false) }
-  const removeZone = (tz: string) => setZones(prev => prev.filter(z => z !== tz))
+  const addZone = (tz: string) => { if (tz && !zones.includes(tz)) setZones([...zones, tz]); setAdding(false) }
+  const removeZone = (tz: string) => setZones(zones.filter(z => z !== tz))
 
   const timeIn = (tz: string) => now.toLocaleTimeString(locale, { hour: '2-digit', minute: '2-digit', hour12: false, timeZone: tz })
   const offsetLabel = (tz: string) => {
diff --git a/client/src/store/settingsStore.ts b/client/src/store/settingsStore.ts
index 2b3fd6ad..84090c83 100644
--- a/client/src/store/settingsStore.ts
+++ b/client/src/store/settingsStore.ts
@@ -41,6 +41,10 @@ export const useSettingsStore = create<SettingsState>((set, get) => ({
     maplibre_style: '',
     mapbox_3d_enabled: true,
     mapbox_quality_mode: false,
+    dashboard_fx_from: 'EUR',
+    dashboard_fx_to: 'USD',
+    // dashboard_timezones is intentionally left unset so the widget can tell "never
+    // chosen" (fall back to home + defaults) from an explicitly emptied list.
   },
   isLoaded: false,
 
diff --git a/client/src/types.ts b/client/src/types.ts
index 5c7c2dd7..dab19cc1 100644
--- a/client/src/types.ts
+++ b/client/src/types.ts
@@ -124,6 +124,10 @@ export interface Settings {
   maplibre_style?: string
   mapbox_3d_enabled?: boolean
   mapbox_quality_mode?: boolean
+  // Dashboard widget prefs — persisted server-side so a (docker) upgrade keeps them (#1311).
+  dashboard_fx_from?: string
+  dashboard_fx_to?: string
+  dashboard_timezones?: string[]
 }
 
 export interface AssignmentsMap {